Our newsletter

Rogers Group Financial (RGF) publishes a quarterly newsletter, The Financialist, which is written by the advisors of our firm. The articles are aimed at providing meaningful information relevant to the specific needs of our clients, and each covers a variety of topics (including specific investment strategies and the details of individual investment products).  The latest issues of The Financialist are below; for a complete archive and access to printable .pdf articles, please click here

Important year-end tax filing information

 

To help you organize for the upcoming tax season, here is some pertinent information regarding estimated tax receipt mailing dates. This year, you will receive 2 sets of tax receipts from:

 

1.     NBCN, encompassing January 1 to September 8, 2015 (mail option only) and,

2.     Raymond James Ltd., encompassing September 9,2015 to date  (mail or electronic)

Document

 

Mailing Deadline

 

 

 

RRSP
Contribution Receipts

Investors will receive an RRSP contribution receipt for any contributions made after the first 60 days of 2015 and one or more separate contribution receipts for any contributions made in the first 60 days of 2016. Typically, companies will mail receipts by April 1st

April 30th for contributions made by February 29th

T5

All investors who reside in Canada and receive $0.05 or more of investment income (e.g. dividends/interest) will receive a Canada Revenue Agency T5 form.

February 29th

T4A

A T4A is issued by a pension plan administrator, such as the CPP, and reflects the pension income received from a pension source.

February 29th

T4RIF/T4RSP

All investors who are deemed to have made a withdrawal from their Registered Retirement Income Fund or Registered Retirement Savings Plan will receive a T4RIF form or T4RSP respectively.

February 29th

T3

All Canadian resident investors who are deemed to have received Trust Unit income and capital gains during the fiscal year will receive a Canada Revenue Agency T3 form.

March 30th

T5013

 

All investors who are deemed to have received income from Canadian Limited Partnership Units within the partnership’s fiscal year will receive a Canada Revenue Agency T5013 form.  If your partnership is a tax shelter, investors will receive a Canada Revenue Agency T5013A form.

March 30th

NR4

The NR4 Non Resident Tax Withholding slip is sent to investors who are deemed "Non-Residents of Canada" and receive investment income. In addition to the income amounts, any applicable Canadian Non-Resident Tax that was withheld in the taxation year is also reported.

March 30th

 Please Note:

 

  • All tax receipts issued by Rogers Group Financial will be issued to the primary address and SIN/Tax Identification number on file with us.
  • All T5 and T3 tax receipts for Mutual Fund investment income are issued directly by the fund (not by Rogers Group Financial

  • When you trigger a capital gain or loss due to the sale of a mutual fund or stock (trust unit), we make every effort to help you report the correct information. In many cases we will have produced a letter with the details as a reminder to report.
  • Individual Trust Units – trust units have until the end of March to get their T3s out.
  • Investment Management Fees – non-registered accounts – information letter is usually out by February 29th, 2016
  • How long should you wait before seeing your tax preparer? Don’t wait beyond March 10th. Tax preparers generally agree that it is better to get as much of your tax information as possible into their hands. Tax preparers can then easily add the one or two missing pieces in April in time for filing. Feel free to have your tax preparer phone or email us with any questions they may have.
  • What if you have questions about your tax return? Your tax preparer is best able to answer your questions before February 15th or after May 15th. Although we are not tax experts, there are many questions we can answer so try giving us a call.

This brief summary of important year-end tax filing information is for general information purposes only. Please consult your advisory team for guidance and/or consult the Canada Revenue Agency.

 

 

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