Insurance

Disability Insurance for Business Owners

Disability Insurance for Business Owners The Financialist • Issue 132 • January 2017 BY ETHAN ASTANEH  BComm CFP If your business depends on your ability to actively generate income, your absence due to disabi...
[Read more...]

The Goose and the Basket of Golden Eggs

If you had a goose that laid golden eggs, which is worth more: the eggs already in your basket or those yet to come? What value do you put on the goose? If the goose is still laying eggs, but you have a basket full already, do you...
[Read More...]

Hope for the Best, Plan for the Worst

Ann and Will loved to socialize. Every Friday night, 52 weeks a year, their many friends went to their home to gather for coffee and appies. This started when their children were very young. All the families brought their children...
[Read More...]

Care in Your Elder Years

Care in Your Elder Years The Financialist • Issue 115 • October 2012 BY ALAIN QUENNEC BComm CFP FMA CIM We’re all getting older, and some day, statistics tell us, we’ll more than likely need some fo...
[Read more...]

Corporate-Owned Life Insurance

Corporate-owned Life Insurance – A Primer The Financialist • Issue 114 • July 2012 BY WALKER MOONEY BA CIM Many individuals maintain life insurance as provision for family in the event of a premature d...
[Read more...]

Group vs Individual Insurance

Group vs Individual Insurance The Financialist • Issue 109 • April 2011 BY CECILIA TSANG BComm CFP CIM RHU “Dad, do you have life and disability insurance in place?” I asked many years ago. “Don&rsqu...
[Read more...]

The Mortgage Question

The Mortgage Question The Financialist • Issue 107 • October 2010 BY ETHAN ASTANEH  BComm CFP  With recent rate increases by the Bank of Canada and likely more to come on the horizon, the age-old question of...
[Read more...]

Insurance in Retirement

Insurance in Retirement The Financialist • Issue 106 • July 2010 BY JACQUELINE SIAH BSC CIM CFP CLU In our working years, life insurance products are usually considered tools to protect us until retirement. In retirement, howev...
[Read more...]

Circumstance Critical

Circumstance Critical The Financialist • Issue 95 • October 2007 BY CECILIA TSANG BComm CFP CIM Wilfred felt fit, strong, young, and healthy at age 59. He was turning 60 years old in a few months and during every annual checkup...
[Read more...]

Life Insurance as an Estate Planning Tool

Life Insurance as an Estate Planning Tool The Financialist • Issue 93 • April 2007 BY KEN HAWLEY BComm FLMI CFP RFP CHFC Most people recognize one need for life insurance: income protection for a family in case of the breadwinn...
[Read more...]

Long-Term Care Insurance

Long-Term Care Insurance January 2005 Long-Term Care Insurance can help to pay for the costs of long-term care in your later years. This can minimize the risk that your assets will not be sufficient to support you, or that the e...
[Read more...]

Critical Illness Insurance

Critical Illness Insurance January 2005 Critical Illness Insurance helps protect you against one of the greatest financial risks that you face during your working years. A serious illness can threaten your ability to earn an in...
[Read more...]

Using Life Insurance for Retirement Savings? Look before you Leap!

Using Life Insurance for Retirement Savings? Look Before You Leap! The Financialist • Issue 84 • October 2004 BY CLAY GILLESPIE & JIM ROGERS Many Canadians are aware of the need to save for retirement.  Higher income ...
[Read more...]

"We have been very happy with the professional and efficient service provided by our advisor."

Jim & Deb B.