Long term care insurance

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Long term care insurance will pay you a daily cash benefit should you become functionally dependent.  This means you would be either cognitively impaired or no longer able to perform 2 or more of the general activities of daily living, such as feeding, bathing, dressing, transferring or toileting.  The dependence can be a result of an injury or sickness, and the benefit can typically be used for any expense that you choose.

Many of us may need long-term medical care in the future, whether it is in our home or a long term care facility. This type of care brings with it financial risks: the risk that we cannot afford a desired level of medical care and/or the risks that these costs may deplete or significantly reduce our retirement savings during our lifetime. 

"I am entirely satisfied and thankful to have the interest and help from Rogers Group Financial through my very much appreciated advisor."

Shirley J.